Consumer Lending
Total report count: 5
Total report count: 5
Get in touch
Want to find out more about our reports?
Contact us and a member of the team will respond promptly.
Consumer lending in India continued its robust upward trajectory in 2024, supported by the sustained growth of the country’s digital infrastructure, financial formalisation and increasing credit appetite among both salaried and self-employed individuals. As inflationary pressures eased in the second half of the year and employment improved in urban centres, local consumers demonstrated growing confidence in borrowing to meet lifestyle, utility and aspirational needs.
The planned EU Consumer Credit Directive introduces significant regulatory changes for lenders, specifically addressing previously unregulated areas such as small loans under EUR200 and Buy Now Pay Later (BNPL) products. One of the most notable developments is the mandatory creditworthiness assessment for these types of loans. This includes both microloans and short-term, interest-free loans with a maximum term of three months, which were not previously subject to regulatory oversight. This chan
Consumer lending in Morocco is expected to maintain growth in both gross lending and the outstanding balance in 2024. Increases are anticipated for all types of lending, although card lending and durables lending are set to see the strongest increases. Key players seeking to remain relevant have been rapidly adapting their offer with an innovative, wider range of products, characterised by simpler, more flexible lending terms and conditions, such as Bugshan Automative Group’s tailored auto lendi
Consumer lending in the Czech Republic showed a mixed but broadly positive performance in 2024. While total gross lending increased in current value terms, growth was considerably lower than in 2023. This was partly because demand in mortgages/housing – the single biggest category – was constrained by surging residential property prices, which discouraged some prospective buyers and made it more difficult for others to obtain approval for this type of loan. Card lending – the second largest cate
Consumer lending in Denmark reached record levels in 2024, with both outstanding balance and gross lending achieving unprecedented highs. For the first time, the outstanding balance surpassed DKK2,800 billion, while gross lending also hit a new peak. Despite global economic turbulence during the review period, consumer lending in Denmark demonstrated resilience, maintaining growth even during the COVID-19 pandemic in 2020–2021. However, in the years that followed, growth weakened, and outstandin
Passport is our award-winning knowledge hub for forward thinkers. Demolish doubt and turn your ideas into data-backed strategies.
Find the answers to your questions about Euromonitor International and our services.
Get started