The economic outlook remains challenging, due to high inflation and geopolitical instability. For example, the energy crisis has led to increased living costs, affecting the average German household’s ability to take out and repay loans.
The home and auto lending sectors are feeling the economic pinch. For instance, the transition to electric vehicles (EVs) is causing consumers to think twice about auto loans, especially with Germany’s EV infrastructure still in development.
The rapid growth of BNPL services has caught the attention of German regulators. BaFin, the financial regulatory authority, is considering implementing stricter credit checks for BNPL providers, a move that could significantly impact their growth trajectory.
Delivery:
Files are delivered directly into your account soon after payment is received and any tax is certification is verified (where applicable).
This report comes in PDF with additional info in Excel included.
Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Germany with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Germany, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See All of Our DefinitionsThis report originates from Passport, our Consumer Credit research and analysis database.
If you purchase a report that is updated in the next 60 days, we will send you the new edition and data extraction Free!