Sustained economic recovery, combined with continued government-backed lending programmes and increased player focus on digital innovation, could create favourable conditions for growth in lending. Ukraine’s post-war reconstruction will demand extensive investment and financing, and will be a crucial determinant of the consumer credit category’s long-term prospects.
Ukraine’s consumer lending market is likely to remain dynamic, supporting growth for the consumer credit category, driven by rising incomes and a shift toward online instalment plans and BNPL options. However, the market's future will depend heavily on the trajectory of inflation and the ability of consumers to manage debt levels.
Consumers, particularly those seeking smaller loans for personal consumption, are increasingly turning to online platforms and mobile applications for their credit needs. This will persist in 2025 and beyond, supported by high smartphone penetration and an increasingly tech-savvy local consumer base.
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Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Ukraine with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Ukraine, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See all of our definitionsThis report originates from Passport, our Consumer Credit research and analysis database.
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