Consumer credit is expected to maintain growth in the following years, at moderate levels. This is because the Peruvian economy will continue to improve during the evaluation period and, therefore, there will be greater willingness to request consumer lending due to consumer confidence.
Municipal Savings Banks continue to make efforts to develop and offer consumer credit solutions within the reach of their clients. The low growth they experienced in 2024, due to the economic difficulties of their clients and the increase in defaults, drives municipal banks to look for alternatives to improve their client portfolios.
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Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Peru with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Peru, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See all of our definitionsThis report originates from Passport, our Consumer Credit research and analysis database.
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